Open Net Worth
Open Net Worth is an open-source personal AI wealth assistant you run yourself: one ledger for your whole financial life, worked by an AI agent you control.
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Veyra decides. Circle pays. — Before an agent spends USDC, Veyra decides whether it should pay, whom, and how much. Trust and policy layer for autonomous agents on Arc.
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Veyra
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Before an agent spends USDC, Veyra decides whether it should pay, whom, and how much.
Circle gives an agent a wallet, a marketplace, and a way to pay. Veyra is the
independent layer in front of that: it measures the evidence available about a
counterparty, ranks the alternatives, enforces budget and risk policy, and issues
a signed authorization bound to one endpoint and one amount. After execution, the
observed outcome becomes new reputation on Arc.Read the full README ↗Veyra decides. Circle pays.
Before an agent spends USDC, Veyra decides whether it should pay, whom, and how much.
Circle gives an agent a wallet, a marketplace, and a way to pay. Veyra is the independent layer in front of that: it measures the evidence available about a counterparty, ranks the alternatives, enforces budget and risk policy, and issues a signed authorization bound to one endpoint and one amount. After execution, the observed outcome becomes new reputation on Arc.
ERC-8004 · ERC-8183 · x402 · Gateway Nanopayments · USDC · Arc
Live — agent-commerce-six.vercel.app · Create an agent, the front door — a personal agent, its brief, and what it has earned on Arc · Choose and pay yourself, the same decision driven by hand · Decision log, every trust-routed action, authorization and onchain settlement as it happened
On Arc mainnet Veyra is ERC-8004 agent #298. It sells its Trust API there, paid through Circle Gateway. Its own contracts (the Trust Gate, the evaluator and the proof registry) stay on Arc Testnet until they are audited.
The front door creates Nova, a personal agent owned by the person who made it. Nova starts from an owner-stated goal, interests, and a short owner-confirmed account of where the work already is. It reads official publications and release notes, explains significant changes against what has already been built, with source excerpts, and keeps ordinary commit counts and API listings in background history. Nova may propose a change to that project context and can never confirm one itself. Public-source analysis uses the app's model without charging the owner's wallet.
GOAL a concrete result the owner wants
↓
STATE what is already true about the work, confirmed by the owner
↓
OBSERVE official publications · release notes · payment changes
↓
EXPLAIN what changed · why it matters against work already done ·
next step · source excerpts
↓
FEEDBACK was this result useful?
↓ only for a specific unanswered question
PROPOSE suitable tool · expected result · exact price · Veyra policy
↓ only after owner approval and existing execution checks
SIGN → EXECUTE → VERIFY → RECEIPT / ARC ATTESTATION
Ask Nova. The owner can put a question to Nova directly.
The brief reads Arc first and Base after, with one card per endpoint. The cards come from Circle's catalogue and from the ERC-8004 registry on Arc.
A missing answer is a research hypothesis, not permission to spend. Financial permission remains Veyra's separate deterministic decision. The owner signs every payment, because autonomous spending is frozen.
Nova never holds money and there is no signing path in its code. It can want to spend and it says so, with a price and a verdict on the item; the payment goes through the same selection, clearance and wallet signature as any other Veyra purchase.
An identity is earned, not granted. The rule is a verified purchase and an attestation somebody else can read — not because Arc re-checks Veyra's verdict (it does not; the verdict stays Veyra's) but because a claim that lives only in Veyra's database is a claim whose only witness is the party making it.
INTENT "Research the latest developments in Ambient"
budget 0.10 USDC · optimize for trust
↓
DISCOVER ERC-8004 agents on Arc · Circle x402 marketplace 4 candidates
↓
VERIFY live endpoint probe · catalog drift · latency
settlement history · onchain identity evidence coverage caps the tier
↓
DECIDE ALLOW · ALLOW_WITH_LIMITS · REQUIRE_EVALUATOR · REVIEW · DENY
fails closed, never silently
↓ EIP-712 clearance, bound to endpoint + amount
EXECUTE x402 / Gateway Nanopayments · ERC-8183 escrow on Arc
↓
LEARN observed outcome → reputation on Arc
One decision core. Two ways to spend. Every score traceable to the evidence that produced it.
Nova proposes, and the owner signs every payment. On 26 September autonomous spending was frozen for every user:
AUTONOMY_FROZEN is a constant in
lib/execution/autonomy-freeze.ts, not a
setting, so no environment variable can undo it.AUTOPILOT mandates are refused.This is the beginning of the README. Read the rest at the original. Read the full README ↗