FinAegis Core Banking Platform
An open-source core banking platform built with event sourcing, domain-driven design, and modern financial patterns.
FinAegis provides the foundation for building digital banking applications. The Global Currency Unit (GCU) serves as a complete reference implementation demonstrating how to build basket currencies, governance systems, and democratic financial instruments on this platform.
FinAegis vs Zelta: FinAegis is this open-source core-banking platform. Zelta is the hosted product and mobile wallet built on top of it — so production and hosted surfaces (for example the MCP server at mcp.zelta.app) carry the Zelta brand.
Live Demo | Documentation | Quick Start | Contributing
Why FinAegis?
| Challenge | FinAegis Solution |
|---|
| Building financial systems from scratch | 61 domain modules |
| Audit trail requirements | Event sourcing with domain-specific event tables |
| Complex multi-step transactions | Saga pattern with automatic compensation |
| Regulatory tooling | KYC/AML integration + GDPR export/erasure (real); SOC 2 / PCI-DSS readiness tooling — not third-party certified |
| Multi-tenant SaaS deployment | Team-based tenant isolation (v2.0.0) |
| Hardware wallet security | Ledger/Trezor support with multi-sig (v2.1.0) |
| Mobile wallet backend | Biometric auth, passkeys, push notifications (v2.2.0+) |
| Privacy-preserving transactions | ZK-KYC, Merkle trees, ERC-4337 gas abstraction (v2.4.0-v2.6.0) |
| Multi-jurisdiction RegTech | MiFID II / MiCA / FATF Travel Rule report-format validators & adapters — no live regulator connectivity; not a licensed CASP/ARM (v2.8.0) |
| Cross-chain & DeFi | Bridge protocols, DEX aggregation, yield optimization (v3.0.0) |
| Modular plugin architecture | 61 domains with manifests, enable/disable, dependency resolution (v3.2.0) |
| Compliance scaffolding | SOC 2 evidence helpers + a clean PCI-DSS SAQ-A footprint (tokenized cards, no PAN stored); no certification is held (v3.5.0) |
| GraphQL API | Schema-first Lighthouse PHP, 45 domains, subscriptions (v4.0.0+) |
| Event Store v2 | Domain routing (61 domains), upcasting, migration tooling (v4.0.0) |
| Plugin Marketplace | Manager, loader, sandbox, security scanner (v4.0.0) |
| Event streaming | Redis Streams publisher/consumer, live dashboard (v5.0.0) |
| API monetization | x402 protocol: HTTP-native micropayments with USDC on Base (v5.2.0) |
| Privacy protocol | RAILGUN shield/unshield/transfer with Merkle proofs (v5.6.0); non-custodial backend migration — public-address registration, on-device engine config, signed-URL RPC proxy (v7.16.0) |
| Mobile gamification | Rewards system: quests, XP/levels, points shop, streaks (v5.7.0) |
| Fiat on/off ramp | Stripe Bridge with async webhook processing and provider-agnostic session management (v5.12.0) |
Plugin Architecture (v3.2.0)
FinAegis uses a modular plugin system where each domain is a self-contained module:
php artisan domain:list # List all 61 domain modules with status
php artisan module:enable exchange # Enable a module
php artisan module:disable exchange # Disable a module (preserves data)
php artisan domain:verify exchange # Verify module health
php artisan performance:report # Generate performance baseline
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