fingod

Your net worth, on your own machine.

fingod connects Wallet, Zerodha, Groww and INDmoney through your coding assistant, then shows what actually grew and what you simply added. It runs entirely in your browser: vanilla JavaScript and SQLite compiled to WebAssembly. No backend, no database server, no build step, no account.

Rendered from invented demo data. No real data appears anywhere in this repository.

Set it up in one prompt

1. Start your assistant inside the repo. That is what lets it load the project's MCP servers, so there is nothing to restart later. Each agent loads the project's MCP config its own way (.mcp.json, .codex/config.toml, .gemini/settings.json, .pi/mcp.json; all shipped in the repo), and asks you to approve or trust it once.

# Claude Code
git clone https://github.com/HarishTeens/fingod.git && cd fingod && claude
# Codex CLI
git clone https://github.com/HarishTeens/fingod.git && cd fingod && codex
# Gemini CLI
git clone https://github.com/HarishTeens/fingod.git && cd fingod && gemini
# Pi
git clone https://github.com/HarishTeens/fingod.git && cd fingod && pi

2. Paste this into your agent: Claude Code, Codex CLI, Gemini CLI, Pi, or any coding assistant with shell access and MCP support:

Set up fingod for me, a local-first net worth tracker that runs in my browser.

1. If this repo isn't already your working folder, clone https://github.com/HarishTeens/fingod and work from there.
2. Read docs/ONBOARDING.md and follow it step by step. It covers finding out which accounts I use, connecting them, writing my data into data/, and, only once all that is done, opening my dashboard in my browser.
3. Run it in this terminal as a short form: use your multiple-choice question tool for every choice (selectable options, then a submit step), and plain questions only for numbers and text.

Rules: read-only. Never place, modify or cancel an order. Never commit anything from data/. Ask me before anything that depends on my preferences.

The same prompt lives in PROMPT.md. Your agent follows docs/ONBOARDING.md: it asks which accounts you use, connects them and writes your data, all as a short form in your terminal (selectable options, then a submit step), and only then opens your dashboard in your browser. The browser just shows the result, and fills in on its own. (Pasting the prompt into a session that started somewhere else also works: it clones the repo and tells you to restart inside the folder before it connects anything.)

Or just look around

git clone https://github.com/HarishTeens/fingod.git
cd fingod
python3 serve.py        # → http://localhost:8000

Open it and choose Explore with demo data, or go to http://localhost:8000/?demo. There is nothing to install: no npm, no bundler. You need Python 3 (only for its built-in static file server) and a modern browser.

Features

• Net worth, two ways. Liquid is what you could act on; total adds EPF, accrued FD interest and Splitwise receivables. Both are computed at every checkpoint.
• Growth, split honestly. Every change between checkpoints is separated into market, flow (money you added or withdrew) and FX. The three sum exactly to the change, so a ₹50k SIP never masquerades as ₹50k of market gain.
• Performance across assets. Indian equity, mutual funds, US equity, gold, debt, Bitcoin and fixed deposits on one axis indexed to 100, time-weighted so money you add or take out never distorts it.
• XIRR and benchmarks. Your money-weighted annual return per asset, and the portfolio set against the Nifty 50 and the S&P 500 (in rupees), like for like.
• Savings rate and runway. What you earned, spent and saved each month, and how many months of spending your net worth would cover.
• Income from investments. Dividends and interest received over the last 12 months, by month, with your biggest dividend payers, read from Wallet's "Interest, dividends" category.
• Capital gains, optionally. Give your agent a tradebook or a mutual fund statement and fingod matches every lot first-in first-out: exact holding periods, short- versus long-term gains by financial year, and an estimate of the tax (an estimate, not advice).
• PPF. Deposits and the quarterly rate, valued the way the passbook does it (interest on the lowest balance after the 5th, credited each 31 March).
• Everything else you own. NPS, property, physical gold and loans, typed in once and counted in your total net worth.
• Allocation against targets. Set a target per asset and see the drift and what to buy or sell.
• Realised profit. Sales are detected by diffing checkpoints; you confirm the sale price and it is recorded, with win rate, holding period and gross wins versus gross losses.
• Expenses you can drill into. Weekly or monthly spend by label, down through category to the single transaction, net of money that came back.
• Stays current. Each checkpoint starts by fast-forwarding to the latest main, and your agent tells you what changed.
• A 52-week price watch on every refresh, for mega-cap US stocks and your gold ETF.
• Local and read-only. Your data lives in your browser and in a gitignored folder. Nothing is ever traded.

How it works

Your coding agent
   ├─ Wallet MCP      → expense transactions, cash, credit cards
   ├─ Kite MCP        → Indian equity, Indian mutual funds
   ├─ Groww MCP       → Indian equity (a second broker)
   ├─ INDmoney MCP    → US equity, EPF
   └─ asks you        → Bitcoin
        └──► writes JSON into data/  ──►  a local server lists it  ──►  the browser imports it into SQLite

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