FIRE FED

A comprehensive Federal Employee Retirement Planning application designed to help federal employees plan their financial independence and retirement strategy.

Features

• One profile, one model: a year-by-year lifetime timeline (/plan) covering salary, FERS contributions, every FERS retirement path, the Special Retirement Supplement, Social Security claiming, TSP access rules and penalties, federal and state tax, FEHB and Medicare, spending, and withdrawals
• Projected sustainable separation age with a separation-age slider and one-year-earlier/later cards
• Bridge strategies: 72(t) schedules and Roth conversion ladders (Pro)
• Household and dual-fed modeling (Pro)
• Monte Carlo durability and named stress tests over the same model (Pro)
• GS career and High-3 simulator (Pro)
• Scenario delta comparison and a Federal Retirement Projection Report (Pro)
• "How was this calculated" on every number, with sources, rule year, and last-verified date; an assumptions page; privacy by design (ages, not birth dates)
• Legacy calculators: FERS Pension, TSP Forecast, Summary

See ROADMAP.md for the build checklist, DEVELOPMENT_DOCUMENTATION.md for the model architecture, docs/ANNUAL-UPDATE.md for yearly figure updates, docs/METHODOLOGY-REVIEW.md for how each rule is stated and sourced, and docs/DIFFERENTIAL-TESTING.md for the validation against OPM's published figures.

Technology Stack

Built with React, Vite, and Tailwind CSS for a modern, responsive user experience.

Getting Started

npm install
npm run dev