Koperasi
A shared treasury for a community that owns an AI agent, built on an unmodified Sputnik DAO.
One member, one vote. Small payouts on earned trust, large ones by vote. Profit shared by a rule everyone voted.
Beyond tiers by reputation: trust earned in one co-op counts in a sister co-op the members recognise (the passport);
a buyer's dispute goes to a jury of members drawn at random, then on appeal to all of them; before every job the agent
proves on-chain, inside an Intel TDX enclave, that it runs the by-laws the members voted and that the job is one they
allow; each member is paid on the chain they chose; and 19 attacks sent to the live co-op were refused on-chain.
Check every claim in one command, no clone: curl -sO https://koperasi-kohl.vercel.app/verify.mjs && node verify.mjs.
A group that pools money gets the same vote for a 5 USDC tip as for a 5,000 USDC grant. So every small payment
waits for a quorum, or one person starts paying out of pocket and settling later. And when the money comes from work
done for the group (here, an AI agent's work), only the person running it can see where it went.
Indonesian villages have solved this for a century with the koperasi (co-operative): the members own the
business, every member has one vote, and profit is shared by savings and by contribution. Koperasi puts those rules on NEAR:
- The money never leaves the Sputnik treasury without a proposal. The contract holds a DAO role,
tasks, that may
only file and approve Transfer proposals, and only under the rules below (small payouts it files and approves
with no member's vote). There is no second wallet and no new multisig. Task payouts are in NEAR, profit shares in USDC.
- Trust is earned, and it decides who has to vote. A contributor that another member already paid (never the poster
alone: a member cannot vouch for someone and then pay them with no vote) is paid when the poster accepts, up to a
small limit a day. That payout first waits a veto window the members voted (10 minutes), and any member can veto it
into a vote. Mid-size tasks need one other member, and large ones go to every member as a DAO bounty.
Every point on a record links to the task or proposal it came from.
- Profit is shared by rule. The members vote a split (reserve, savings, contribution). The contract divides
each payout to the last USDC unit, and each member claims their own share. It is the split an Indonesian co-op
makes of its yearly surplus (Law 25/1992 art. 45): a reserve first, then members by their savings
and by their work with the co-op, in proportions the members' meeting sets. The agent
can also pay the shares from its NEAR Intents wallet to the chain each member chose.
- The business is an AI agent the members steer. Its prompt, model, prices and spend caps are by-laws hashed
on-chain, and they change only by vote. The model's TEE is re-verified within the hour before each job, and any visitor can check it with their own nonce.
The agent can also propose: it reads its own record and puts new by-laws (a new price) to the members, who decide.
- The person in the middle is bonded and audited. The steward who collects the agent's earnings must pass them on.
The audit is public. The members can slash the steward's bond by vote, and anyone can slash it once a paid job's
earnings are more than 7 days late (
slash_overdue).
Built at NEAR HACKATHON (Nov 2026). Main track: Social Money. Also Autonomous Business and Agent Economy.
Second project by the same builder, independent of this one: Pusaka (live at
https://pusaka-two.vercel.app), NEAR NFTs that hold real Bitcoin through Chain Signatures: sell the NFT and the
Bitcoin goes with it (tracks NFTs That Do Something, Unstoppable DeFi, Open Innovation).
| The live page: who controls the agent, read from the DAO | Tasks paid from the treasury, by earned trust or by vote |
|---|
| |
| What members owe each other: pledges, the co-op court, standing | A member's work record, read from the chain |
| /cert.html?who=kop-alice-mw4i3w8f.testnet: pledges kept, jury duty, paid work, each traced to its transaction |
Every claim, its evidence, and the check that reads it
Testnet. npm run verify (read-only, no keys) reads each row from the chain and prints PASS or FAIL; the last column
quotes its line.
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