Tikova Loan Platform — Interactive Prototype

Clickable prototype of Tikova's AI-assisted commercial construction & bridge loan platform (Phase 1: origination + AI-assisted underwriting, with previews of later lifecycle modules).

All deals, sponsors, brokers and capital partners are fictional demo data. Tikova users appear by role title only.

Run locally

npm install
npm run dev        # http://localhost:3000
npm run build      # production build

Deploy: npx vercel --prod (or import the repo in the Vercel dashboard; no environment variables needed).

Guided demo (≈ 6 minutes)

1. Sign in → "Start guided demo as Senior Analyst".
2. Dashboard → open Harborview Lofts (guided demo card).
3. Screening tab → four capital partners: Pass / Soft miss / Incomplete / Hard fail, with the reason for every rule. Adjust the capital stack slider.
4. Documents → open the Appraisal. Click any field to jump to its evidence on the page; approve the critical values. Click a highlighted value in the document to jump back.
5. Open Sponsor Financials → Run extraction (scanned PDF, PII redacted, fields stream in with evidence).
6. Documents → Upload → use the sample Phase I ESA → Atlas SMA screening flips from Incomplete to Pass.
7. Sizing → move the take-out rate slider: +25 bps breaks the 1.20x DSCR floor. Save an underwriting run.
8. Credit Memo → hover a number: every figure is inserted by code; Claude drafts narrative only. Submit to committee.
9. Switch role (top-right) to Founder & CEO → Committee tab → cast a vote → quorum reached → deal approved.
10. Audit Trail → Verify chain, then Tamper test.
11. Phase 2+ previews: Construction Draws, Participations & Waterfall, Portfolio.

Structure

• lib/engine/ — deterministic sizing, buy-box rules engine, waterfall, hash chain
• lib/data/ — demo data (deal book, Harborview underwriting file, partners, audit seed)
• lib/store.ts — client state (zustand); every action writes a hash-chained audit event
• components/documents/doc-pages.tsx — rendered source documents with evidence anchors
• app/(app)/… — pages

Stack: Next.js 15 · React 19 · TypeScript · Tailwind v4 · shadcn/ui (Radix) · Recharts · Framer Motion · dnd-kit.