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一分鐘完成驗證正在載入完整 README。 以下為已儲存的摘錄。
A consumer bank on Stellar. Built as a sibling to NEWBANK: the same
engineering spine (signed sessions, OTP + login throttling, Telegram
auto-login, sharded Postgres, Horizon backoff), a deliberately different
product and design (MERIDIAN: navy, gold leaf, serif display, engraved
line-work).
With no POSTGRES_URL the account database lives in data/db.json and
OTP codes print to the console and the screen (dev mode). Copy
.env.example to .env.local to configure Postgres, Brevo email, the
Telegram bot and the admin wallet.檢視完整 README ↗A consumer bank on Stellar. Built as a sibling to NEWBANK: the same engineering spine (signed sessions, OTP + login throttling, Telegram auto-login, sharded Postgres, Horizon backoff), a deliberately different product and design (MERIDIAN: navy, gold leaf, serif display, engraved line-work).
npm install
npm run dev
With no POSTGRES_URL the account database lives in data/db.json and
OTP codes print to the console and the screen (dev mode). Copy
.env.example to .env.local to configure Postgres, Brevo email, the
Telegram bot and the admin wallet.
| Area | Path |
|---|---|
Horizon backoff (horizonJson three-way result) | src/lib/stellar/horizon-fetch.ts |
| Token metadata + DEX price (SEP-1 → StellarExpert) | src/lib/stellar/horizon.ts |
| The three tokens | src/lib/stellar/registry.ts |
Tier tables (from tiers.draft.ts) | src/lib/itdb/config.ts |
| Sharded Postgres / file DB | src/lib/server/db.ts |
| Sessions, OTP, mailer, Telegram | src/lib/server/{session,otp,mailer,telegram}.ts |
| FX (fiat, crypto, metals) | src/lib/server/fx.ts |
| Ledger credits (xlmValue guard) | src/lib/server/ledger.ts |
| Daily-yield accrual (the ONE anchor move) | src/lib/server/accrual.ts |
| Design tokens | src/app/globals.css |
xlmValue — ledger.ts throws otherwise.collectedAt) moves only inside collectYield.ITDB-BRIEF.md §8)ITDBONE_LADDER in src/lib/itdb/config.ts picks which of the two
hold ranges is authoritative. Defaults to the first (higher) set.QRS_GOLD_BASIS picks between the 100 g-per-token rule and the tier
table (which is exactly 2×). Defaults to the conservative per-token
rule; the tier figure is shown alongside.