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一分鐘完成驗證Accountability-driven savings goals and community savings circles.
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取自儲存庫 README
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NiaRelais is a savings accountability platform designed to help individuals and communities stay committed to their financial goals.
1. Personal Goals — save toward a personal objective with optional custodian verification.
2. Savings Circles (SUSU) — community-based rotating savings groups.
Help people keep the promises they make to themselves.
A user creates a savings goal and contributes toward it on a recurring basis.
An optional custodian can verify deposits to create additional accountability.
A circle administrator creates a savings group and adds members.檢視完整 README ↗NiaRelais is a savings accountability platform designed to help individuals and communities stay committed to their financial goals.
The platform provides two products:
The mission of NiaRelais is simple:
Help people keep the promises they make to themselves.
A user creates a savings goal and contributes toward it on a recurring basis.
Examples:
An optional custodian can verify deposits to create additional accountability.
A circle administrator creates a savings group and adds members.
Members contribute periodically.
The collected amount is paid out to a designated member each round until every member has received a payout.
NiaRelais is not a bank.
NiaRelais is not an investment platform.
NiaRelais is an accountability platform.
The product focuses on:
Every activity occurs inside a RelaisGroup.
A RelaisGroup acts as a tenant boundary.
Examples:
All goals, deposits, members, and contributions belong to a RelaisGroup.
Represents a person using the platform.
Represents a private savings space.
Represents membership inside a RelaisGroup.
Represents a personal savings objective.
Represents a contribution toward a PersonalGoal.
Represents a SUSU group.
Represents participation inside a SavingsCircle.
Represents a member contribution during a payout round.
Represents a payout cycle inside a SavingsCircle.
Create Goal → Record Deposit → Custodian Approval (optional) → Goal Progress Updates → Goal Completed → Goal Archived
ACTIVE → COMPLETED → ARCHIVED
PENDING → APPROVED
PENDING → REJECTED
Create Circle → Add Members → Generate Member IDs → Start Circle → Members Contribute → Payout Round Completes → Next Round Begins → Circle Completed
DRAFT → ACTIVE → COMPLETED
or
DRAFT → ACTIVE → CANCELLED
DUE → PAID
DUE → MISSED
Login using:
For MVP:
Circle administrators create members and distribute credentials.
Before writing code:
Business first. Code second.
Built by Hamza Mare
NiaRelais — Helping people stay committed to their goals.